RETHINK MONEY. BUILD YOUR FUTURE.
Helping everyday working people build clarity, confidence, and control with money.
Money should feel structured, not stressful — through practical education and behavioural change, it can.
does this sound like you?
You work hard. But money still feels unclear.
You earn but don’t feel in control
You save but don’t know if it’s enough
Investing feels intimidating
You avoid looking at your numbers
You make emotional decisions and regret them
You know something needs to change
The issue isn’t intelligence. It’s education and belief patterns.
Money isn’t complicated. It’s just rarely explained properly.
We help people understand spending, saving and investing in plain English, then use behavioural coaching to turn knowledge into action.
Step 1: Find where you're stuck
Identify whether the real issue is knowledge, habits, confidence or financial structure.
Step 2: Build a clear plan forward
Create a practical plan based on your situation, goals, and current money behaviour.
Step 3: Build better money habits
Use simple systems and behavioural tools to make progress stick.
MEET THE FOUNDER of money reframed
Hey, I'm Rikki!
I discuss money in a way that ordinary people can relate to—real-life pressures and decisions. I cover investing, habits, and the mental side of money that many ignore.
I didn’t come from finance. My background is on the railway, ordinary wages, and lessons learned through experience, mistakes, books, courses, mentors, and trial and error. That’s why clarity matters to me.
What sets Money Reframed apart is our focus on identifying and changing the triggers, habits, and excuses that influence financial behaviour before money is spent. By applying NLP (neuro-linguistic programming) and pattern-based thinking, we help clients recognise and challenge the stories they tell themselves before they avoid, delay, panic, or overspend. If you can change the behaviour, you can change the result.
As a husband, dad, and investor, I help people stop drifting financially. Money Reframed empowers you to bridge the gap between money and behaviour for real, lasting progress.
START WHERE YOU ARE
Choose your level
There isn’t one way to improve your finances. Choose the level of support that fits where you are right now.
1:1
SESSION
People who need clarity on something specific
Here's what you get:
45-minute private 1:1 call
Focus on any key money challenge
Practical guidance and clear next steps
Behaviour and mindset insight included
UK-based financial education
Personal direction based on your situation
Total: £50
FINANCIAL SURVEY + REPORT
For people who want deep insight and direction for their habits, beliefs and behaviours that shape their finances
Here's what you get:
In-depth financial + behavioural questionnaire
NLP-based insight into your patterns and blind spots
Personalised review of how you think and act around money
Clear breakdown of what is holding you back
Actionable steps that can genuinely make a difference.
Available as a written report or live breakdown.
From £80*
FINANCIAL FOUNDATIONS COURSE
For people who want a structured transformation with money and investing
Here's what you get:
4 live sessions (1 per week)
Clear teaching on investing basics
Stocks, shares, pensions and ISAs
Behaviour + mindset coaching built in
Weekly Q&A and support group access
Built for beginners and stuck investors
Who's this perfect for
You’re TIRED OF EARNING DECENT MONEY, BUT STILL FEELING BEHIND
You're stuck in cycles of procrastination, half-starts, and avoidance
You’re tired of financial confusion and second-guessing
You want structure, not noise or conflicting advice
You want confidence with investing, not guesswork
You want calm control AND A PLAN THAT ACTUALLY WORKS
you're done justifying bad financial habits as "just how life is"
YOU KNOW YOU SHOULD BE DOING MORE, BUT KEEP putting IT off
you feel like you're one solid system away from being in control
No hype. No shortcuts. Just education and behaviour change.
Clear, honest insight into what’s really going on with your money, and what needs to change if you want different results.
Frequently Asked Questions
If you’re unsure where to start, you’re not alone. These FAQs are here to help you feel clearer and more confident by answering common questions about how Money Reframed works, what to expect, and how we support you in building a better relationship with money.
1. What makes Money Reframed different?
Most financial support tells you what to do. Money Reframed also looks at why you are, or are not, doing it. That is where NLP comes in. It helps uncover the beliefs, habits, language, and patterns behind your financial decisions, so the work is not just about information; it is about change. Some clients have even said that the way they learn to reframe money is helping them in other areas of their lives, too.
2. What is NLP?
NLP stands for Neuro Linguistic Programming. In simple terms, it is about understanding how your thoughts, language, and internal patterns affect your behaviour. In Money Reframed, we use this method to help you spot the hidden beliefs and habits shaping your money decisions, so you can reframe them and build a stronger financial identity.
3. Is this financial advice?
No. Money Reframed is focused on financial education, behaviour, mindset, and helping you think more clearly about your money. I can help you understand what is out there, how things work, and how to approach them based on education and personal experience, but I do not provide regulated financial advice or personal investment recommendations.
4. Is this UK-based?
Yes. Money Reframed is mainly built around UK-based financial education, especially when it comes to investing, pensions, ISAs, and other UK-specific topics. The only area that is more general is basic money understanding, behaviour, budgeting, and mindset, because those principles can apply more widely.
5. Who is this for?
This is for people who want to stop drifting with money and start making better decisions with it. Whether you need help with budgeting, investing, confidence, structure, or understanding your own financial behaviour, this is built for people who are ready to be honest and actually improve.
6. Is Money Reframed for beginners or people who already invest?
Both. If you have never invested before, this gives you a stronger foundation and helps you avoid a lot of the mistakes people make early on. If you already invest but still feel stuck, unsure, or like a few things are not fully clicking yet, this is still for you. Sometimes people do not need a full overhaul, they just need the right things cleared up so they can move forward properly.
7. Why would someone need a finance coach?
Because most people are not struggling from a lack of information alone. They are struggling with confusion, inconsistency, bad habits, avoidance, or not knowing what to focus on next. A finance coach helps bring structure, clarity, accountability, and a better way of thinking, so you stop guessing and start moving properly.
8. Why is it priced the way it is?
Because you are not paying for recycled finance quotes or generic motivation. You are paying for years of learning, deep thought, and a style of support that combines money education with behaviour change and accountability.
9. Do you offer refunds?
No. These are knowledge-based products and services. Once the information, frameworks, and insight have been delivered, they cannot be returned like a physical product.
Services
1:1 Session
The Financial Survey
Financial Foundations Course
Quick Guides
Budgeting & Foundations
Banking & Inflation
Credit Scores
ISAs Explained
Buying Your First Home
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